You
agree to defend, indemnify, and hold harmless
Allianz Global Risks US, its officers, directors, employees
and agents, from and against any claims, actions or demands,
including without limitation reasonable legal and accounting
fees, alleging or resulting from use of the Material or
your breach of terms of this Agreement. Allianz Global Risks US shall provide notice to you promptly of any such
claims, suit, or proceeding and shall assist you, at your
expense, in defending any such claim, suit or proceeding.
All
software that is available for downloading from the Web
Site ("Software") is protected by copyright and may be
protected against other rights. The use of such software
is governed by the terms of the software license agreement
or designated "Legal Notice" accompanying such software
("License Agreement"). The downloading and use of such
software is conditioned on your agreement to be bound
by the terms of the License Agreement.
If
you wish to reproduce or distribute information in the
Allianz Global Risks US Web Site for purposes other
than non-commercial use, you must obtain the written permission
of Allianz Global Risks US. To request such permission,
send an e-mail to: ejoost@aic-allianz.com.
Include your name, address, and a description of the purpose of your
intended distribution and the information you would like
to distribute.
Protecting you and your family from loss is important to Allianz Global Risks US. Just as important to us is protecting your privacy and the personal information we use to provide you with superior products and service.
At Allianz Global Risks US and its subsidiaries, our policy is to maintain appropriate confidentiality with regard to all personal information obtained in the course of doing business with you. Our pledge to protect your privacy is reflected in this Privacy Statement which outlines our principles in collecting, using and safeguarding your personal information and information about your relationship with us.
Depending on your state of residence, state law may provide additional privacy protections. You can request a copy of our Privacy Statement outlining any state specific protections by writing to the address below.
Personal Information Allianz Global Risks US Collects
Allianz Global Risks US only collects personal information about you when it is necessary to conduct the business of insurance. We limit the collection of personal information to what we reasonably believe is needed to administer your account. As a result, we collect personal information from the following sources:
- Personal information you share with us either directly or through your agent, such as the information on your insurance application, requested policy change information or other forms you may complete.
- Personal information you provide or which is obtained through the process of handling a claim, including medical information, such as from an accident report.
- Personal information about you from your transactions with us, our affiliates or others such as the number of years you have been a policyholder with Allianz Global Risks US or the types of coverage you purchase.
- Personal information about you from a consumer reporting agency, such as a credit report or a Motor Vehicle Report.
If you visit or use the Allianz Global Risks US Web site, or one of our subsidiaries,
we may use "cookies" (small text files transferred from our website
to your hard drive) to recognize repeat users, track usage and facilitate
your access to and use of the site. We do not use "cookies" to gather
personal information and we do not link cookies to identifiable
information, such as your policy number. The "cookies" only enable
you to use our Web site more easily.
Personal Information Allianz Global Risks US Discloses
Allianz Global Risks US does not disclose any personal information about current or former customers to anyone, except as permitted by law.
When possible, we advise our vendors and other nonaffiliated third parties to whom we legally provide your personal information in the course of conducting our insurance business, of our privacy policy. We make every effort to use vendors whose approach to customer privacy reflects our own.
Allianz Global Risks US' Policies and Practices with Respect to Security of Personal Information
Allianz Global Risks US uses a variety of computer hardware and software tools to maintain physical, electronic and procedural safeguards that comply with applicable federal and state regulations to guard your personal information. We restrict access to personal information about you to only those employees who need that information to provide products or services to you.
Allianz Global Risks US, and its subsidiaries, also work hard to ensure that our websites are secure. We employ firewalls, encryption technology, user authentication systems and access control mechanisms to control access to the personal information that may be shared over these sites.
Notification of Change
At Allianz Global Risks US, your trust is one of our most important assets. We will continually work to protect the privacy of our individual customers and will continually review our privacy policy. If at some point in the future we revise our privacy practices that affect your personal information, we will notify you prior to introducing any changes. This Privacy Statement is also displayed on our website.
For More Information or if You have Questions
Should you have further questions regarding our privacy policy, you can contact us in a number of ways. You may call us directly at 1.818.260.7500, you can email us at ejoost@aic-allianz.com or you can write to us at:
Allianz Global Risks US
2350 Empire Ave
Burbank, CA 91504-3350
ADDITIONAL INTERNET PRIVACY INFORMATION
WHEN REGISTRATION IS REQUIRED
As a visitor to our site, you have unrestricted access to the public pages. Access to certain areas of this site is restricted to registered users for two reasons:
- e-commerce transactions requiring a higher level of security;
- strategic business relationships between Allianz Global Risks US and its customers, agents, or brokers.
USAGE OF MATERIAL 
Allianz Global Risks US authorizes you to view and download
a single copy of the material of this Web Site ("Web Site")
solely for your personal, non-commercial use. Special
rules may apply to the use of certain software and other
items provided on the Web Site. Any such special rules
are listed as "Legal Notices" on this Web Site and are
incorporated into this Agreement by reference.
The contents of this Web Site, such as text, graphics,
images and other material ("Material"), are protected
by copyright under both United States and foreign laws.
Unauthorized use of the Material may violate copyright,
trademark, and other laws. You must retain all copyright
and other proprietary notices contained in the original
Material on any copy you make of the Material. You may
not sell or modify the Material or reproduce, display,
publicly perform, distribute or otherwise use the Material
in any way for any public or commercial purpose. The use
of the Material on any other Web Site or in a networked
computer environment for any purpose is prohibited.
We've
got lots of trademarks, logos, service marks and slogans
(the "Trademarks") on the Web Site, including the Allianz
logo, which we either own, or are using with someone else's
permission. If we, or any third party that may own the
Trademarks shown on this Site, didn't expressly give you
written permission to use these marks, then you can assume
you do not have any license or right to use them. If you
use any of the Trademarks without permission, we will
likely pursue whatever legal options we have, including
criminal prosecution.
If
you violate any of these Terms, your permission to use
the Material automatically terminates and you must immediately
destroy any copies you have made of the Material.
EXPORT
CONTROL
The
United States controls the export of products and information.
You agree to comply with such restrictions and not to
export or re-export the Materials (including Software)
to countries or persons prohibited under the export control
laws. By downloading the Materials (including Software),
you are agreeing that you are not in a country where such
export is prohibited or are a person or entity to which
such export is prohibited. You are responsible for compliance
with the laws of your local jurisdiction regarding the
import, export, or re-export of the Product.
DISCLAIMER
In
no event shall Allianz Global Risks US, its suppliers,
or any third parties mentioned at this Web Site, be liable
for any damages whatsoever (including, without limitation,
incidental and consequential damages, lost profits, or
damages resulting from lost data or business interruption)
resulting from the use or inability to use the Web Site
and the Material, whether based on warranty, contract,
tort, or any other legal theory, and whether or not Allianz
Global Risks US is advised of the possibility of such
damages.
ALLIANZ GLOBAL RISKS US LIABILITY
We
make reasonable efforts to provide accurate and current
information, but we're human. The Material may contain
inaccuracies or typos. We make no representations about
the accuracy, reliability, completeness, or timeliness
of the Material or about the results to be obtained from
using the Web Site and the Material. The use of the Web
Site and the Material is at your own risk. Changes are
made periodically to the Web Site and may be made at any
time. The Web Site may contain Material supplied by third
parties. Allianz Global Risks US is not responsible
for the content provided by these third parties.
Allianz Global Risks US does not warrant that the Web Site will
operate error-free or that this Web Site and its server
are free of computer viruses and other harmful goods.
If your use of the Web Site or the Material results in
the need for servicing or replacing equipment or data,
Allianz Global Risks US is not responsible for those
costs.
The
Web Site and Material are provided on an 'as is' basis
without any warranties of any kind. Allianz Global Risks US and its suppliers, to the fullest extent permitted
by law, disclaim all warranties, including the warranty
of merchantability, non-infringement of third-parties
rights, and the warranty of fitness for particular purpose.
Allianz Global Risks US and its suppliers make no warranties
about the accuracy, reliability, completeness, or timeliness
of the Material, services, Software, text, graphics, and
links.
LINKING
LINKS
TO OTHER SITES
The
Web Site contains links to third party Web Sites. These
links are provided solely as a convenience to you and
not as an endorsement by Allianz Global Risks US of
the content of such third party Web Sites. Allianz Global Risks US is not responsible for the content of linked third-party
sites and does not make any representations regarding
the content or accuracy of materials on such third party
Web Sites. If you decide to access linked third party
Web Sites, you do so at your own risk.
LINKS
TO OUR SITE
You
may provide hyperlinks to this Web Site provided; (a)
you notify us. You may send an e-mail to: ejoost@aic-allianz.com
to do this; (b) you do not remove or obscure, by framing
or otherwise, advertisements, the copyright notice, or
other notices on this Web Site; and (c) you discontinue
providing hyperlinks to this Web Site if notified by Allianz
Global Risks US.
GENERAL
This
Web Site is based in Burbank, California. Allianz Global Risks US
makes no claims that the Materials are appropriate
or may be downloaded outside of the United States. Access
to the Materials may not be legal by certain persons or
in certain countries. If you access the Web Site from
outside of the United States, you do so at your own risk
and are responsible for compliance with the laws of your
jurisdiction.
This
Agreement is governed by the internal substantive laws
of the State of California, without respect to its conflict
of law principles. If any provision of this Agreement
is found to be invalid by any court having competent jurisdiction,
the invalidity of such provision shall not affect the
validity of the remaining provisions of the Agreement,
which shall remain in full force and effect. No waiver
of any term of this Agreement shall be deemed a further
or continuing waiver of such term or any other term. Except
as expressly provided in a particular "Legal Notice" or
material on particular Web pages, this Agreement constitutes
the entire Agreement between you and Allianz Global Risks US
with respect to use of the Web Site. Any changes
to this Agreement must be made in writing, signed by an
authorized representative of Allianz Global Risks US.
NOTICE
REGARDING SALE/AVAILABILITY
This
Web Site is for information purposes only. References
to any of Allianz Global Risks US' or affiliated companies'
products or services are not intended to constitute offers
to sell or solicitations in connection with any product
or service. Some products may not be available in all
jurisdictions. Anyone interested in a particular product
or service should e-mail the Senior Vice President Eric Joost (ejoost@aic-allianz.com) or contact
an appointed-agent to find out whether the service is
available in their jurisdiction. It is up to you as a
prudent reader to understand and determine on your own
what you need to do in order to make informed decisions
in connection with matters discussed on this Web Site.
Your insurance policy, not the statements on this Web
Site, forms the contract between the insured and the Company.
